The median home in Altoona, Iowa is valued at $313,316, up 0.4% year over year. Typical monthly rent is $1,622, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Altoona is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Des Moines-West Des Moines, IA stress score, crash risk, and 12-month forecast →

Home Value$313,316

+0.4%

Rent$1,622/mo

AFFORDABILITY

Enter your income for Altoona.

Income (annual)

Down Payment

$62,663 on $313,316

Stretch — 34.3% of income

Above 28% but manageable with cuts.

PITI$2,144

P/I34.3%

Afford$256K

Gap-$58K

P&I $1,584Tax $410Ins $150

Renting $522/mo cheaper ($1,622 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Altoona with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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ALTOONA, IA