City

AMES, IA

Ames, IA

Median home value: $265K (+2.9% YoY). Rent: $1,134/mo. Price-to-rent: 19.5x. Part of Ames, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ames, IA metro page.

Home Value$264,793
+2.9%
Rent$1,134/mo
AFFORDABILITY

Enter your income for Ames.

$52,959 on $264,793
Stretch — 28.3% of income

Above 28% but manageable with cuts.

PITI$1,766
P/I28.3%
Afford$262K
Gap-$2K
P&I $1,270Tax $346Ins $150
Renting $632/mo cheaper ($1,134 rent)6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ames Housing Market | CrashWatch