Median home value: $133K (+5.1% YoY). Part of Spencer, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spencer, IA metro page.
Home Value$133,403
+5.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Ayrshire.
$26,681 on $133,403
Affordable — 15.4% of income
Under the 28% guideline.
PITI$964
P/I15.4%
Afford$242K
Room+$109K
P&I $640Tax $175Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing