The median home in Ayrshire, Iowa is valued at $133,403, up 5.1% year over year. Ayrshire is part of the Spencer, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$133,403
+5.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Ayrshire.
$26,681 on $133,403
Affordable — 16% of income
Under the 28% guideline.
PITI$999
P/I16%
Afford$234K
Room+$100K
P&I $675Tax $175Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Spencer, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spencer, IA metro.
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