The median home in Bayard, Iowa is valued at $96,476, down 5.5% year over year. Bayard is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$96,476

-5.5%

Prices falling — better for buyers.

Affordability

Enter your income for Bayard.

Income (annual)

Down Payment

$19,295 on $96,476

Example: $75,000 household income. Change it above to see your own.

Affordable12.2% of income

Under the 28% guideline.

PITI$764

P/I12.2%

Afford$221K

Room+$125K

P&I $488Tax $126Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Bayard with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Bayard, IA