The median home in Birmingham, Iowa is valued at $173,607, up 3.2% year over year. Birmingham is part of the Fairfield, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$173,607

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Birmingham.

Income (annual)

Down Payment

$34,721 on $173,607

Example: $75,000 household income. Change it above to see your own.

Affordable20.1% of income

Under the 28% guideline.

PITI$1,255

P/I20.1%

Afford$242K

Room+$68K

P&I $878Tax $227Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Birmingham with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Fairfield, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fairfield, IA metro.

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Birmingham, IA