The median home in Boone, Iowa is valued at $201,631, up 3.8% year over year. Typical monthly rent is $863, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Boone is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Ames, IA stress score, crash risk, and 12-month forecast →
Home Value$201,631
+3.8%
Rent$863/mo
AFFORDABILITYRenting $570/mo cheaper ($863 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Boone.
$40,326 on $201,631
Affordable — 22.9% of income
Under the 28% guideline.
PITI$1,433
P/I22.9%
Afford$246K
Room+$45K
P&I $1,020Tax $264Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
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Full Ames, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.
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