The median home in Boone, Iowa is valued at $201,631, up 3.8% year over year. Typical monthly rent is $863, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Boone is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,631

+3.8%

Rent$863/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Boone.

Income (annual)

Down Payment

$40,326 on $201,631

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,433

P/I22.9%

Afford$246K

Room+$45K

P&I $1,020Tax $264Ins $150

Renting $570/mo cheaper ($863 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Boone with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ames, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.

View Ames, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Boone, IA