The median home in Cambridge, Iowa is valued at $316,552, down 1.0% year over year. Cambridge is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$316,552

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for Cambridge.

Income (annual)

Down Payment

$63,310 on $316,552

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,165

P/I34.6%

Afford$256K

Gap-$61K

P&I $1,601Tax $414Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Cambridge with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ames, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.

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Cambridge, IA