The median home in Cedar, Iowa is valued at $276,163, up 2.8% year over year. Cedar is part of the Oskaloosa, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oskaloosa, IA stress score, crash risk, and 12-month forecast →

Home Value$276,163

+2.8%

AFFORDABILITY

Enter your income for Cedar.

Income (annual)

Down Payment

$55,233 on $276,163

Stretch — 30.5% of income

Above 28% but manageable with cuts.

PITI$1,908

P/I30.5%

Afford$253K

Gap-$23K

P&I $1,396Tax $361Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Cedar with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Oskaloosa, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oskaloosa, IA metro.

View Oskaloosa, IA metro →

CEDAR, IA