Median home value: $255K (+3.5% YoY). Rent: $1,441/mo. Price-to-rent: 14.8x. Part of Waterloo-Cedar Falls, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Waterloo-Cedar Falls, IA metro page.
Home Value$255,429
+3.5%
Rent$1,441/mo
AFFORDABILITYRenting $268/mo cheaper ($1,441 rent)6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Cedar Falls.
$51,086 on $255,429
Affordable — 27.3% of income
Under the 28% guideline.
PITI$1,709
P/I27.3%
Afford$262K
Room+$6K
P&I $1,225Tax $334Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing