The median home in Cedar Rapids, Iowa is valued at $201,361, up 3.3% year over year. Typical monthly rent is $1,131, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Cedar Rapids is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,361

+3.3%

Rent$1,131/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cedar Rapids.

Income (annual)

Down Payment

$40,272 on $201,361

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,432

P/I22.9%

Afford$246K

Room+$45K

P&I $1,018Tax $263Ins $150

Renting $301/mo cheaper ($1,131 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Cedar Rapids with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

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