The median home in Central City, Iowa is valued at $272,764, up 6.4% year over year. Central City is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$272,764

+6.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Central City.

Income (annual)

Down Payment

$54,553 on $272,764

Example: $75,000 household income. Change it above to see your own.

Stretch30.2% of income

Above 28% but manageable with cuts.

PITI$1,886

P/I30.2%

Afford$253K

Gap-$20K

P&I $1,379Tax $357Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Central City with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

View Cedar Rapids, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Central City, IA