Median home value: $314K (+4.2% YoY). Part of Mason City, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Mason City, IA metro page.
Home Value$313,726
+4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Clear Lake.
$62,745 on $313,726
Stretch — 33% of income
Above 28% but manageable with cuts.
PITI$2,065
P/I33%
Afford$266K
Gap-$48K
P&I $1,505Tax $410Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing