The median home in Clear Lake, Iowa is valued at $313,726, up 4.2% year over year. Clear Lake is part of the Mason City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Mason City, IA stress score, crash risk, and 12-month forecast →
Home Value$313,726
+4.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Clear Lake.
$62,745 on $313,726
Stretch — 34.4% of income
Above 28% but manageable with cuts.
PITI$2,147
P/I34.4%
Afford$256K
Gap-$58K
P&I $1,586Tax $410Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
Compare Clear Lake with other housing markets across Iowa.
Full Mason City, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mason City, IA metro.
View Mason City, IA metro →