The median home in Council Bluffs, Iowa is valued at $215,684, up 1.7% year over year. Typical monthly rent is $1,207, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Council Bluffs is part of the Omaha-Council Bluffs, NE-IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$215,684

+1.7%

Rent$1,207/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Council Bluffs.

Income (annual)

Down Payment

$43,137 on $215,684

Example: $75,000 household income. Change it above to see your own.

Affordable24.4% of income

Under the 28% guideline.

PITI$1,523

P/I24.4%

Afford$248K

Room+$32K

P&I $1,091Tax $282Ins $150

Renting $316/mo cheaper ($1,207 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Council Bluffs with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Omaha-Council Bluffs, NE-IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Omaha-Council Bluffs, NE-IA metro.

View Omaha-Council Bluffs, NE-IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Council Bluffs, IA