The median home in Denver, Iowa is valued at $298,519, up 5.7% year over year. Denver is part of the Waterloo-Cedar Falls, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$298,519

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Denver.

Income (annual)

Down Payment

$59,704 on $298,519

Example: $75,000 household income. Change it above to see your own.

Stretch32.8% of income

Above 28% but manageable with cuts.

PITI$2,050

P/I32.8%

Afford$255K

Gap-$44K

P&I $1,509Tax $391Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Denver with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Waterloo-Cedar Falls, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waterloo-Cedar Falls, IA metro.

View Waterloo-Cedar Falls, IA metro

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Denver, IA