The median home in Des Moines, Iowa is valued at $203,014, up 0.9% year over year. Typical monthly rent is $1,148, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Des Moines is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$203,014

+0.9%

Rent$1,148/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Des Moines.

Income (annual)

Down Payment

$40,603 on $203,014

Example: $75,000 household income. Change it above to see your own.

Affordable23.1% of income

Under the 28% guideline.

PITI$1,442

P/I23.1%

Afford$246K

Room+$43K

P&I $1,027Tax $266Ins $150

Renting $294/mo cheaper ($1,148 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Des Moines with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

View Des Moines-West Des Moines, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.