Median home value: $225K (+8.6% YoY). Part of Spencer, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spencer, IA metro page.
Home Value$224,689
+8.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Dickens.
$44,938 on $224,689
Affordable — 24.4% of income
Under the 28% guideline.
PITI$1,522
P/I24.4%
Afford$258K
Room+$34K
P&I $1,078Tax $294Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing