The median home in Dubuque, Iowa is valued at $236,634, up 6.5% year over year. Typical monthly rent is $1,082, producing a price-to-rent ratio of 18.2x — near the national average of 18x. Dubuque is part of the Dubuque, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$236,634

+6.5%

Rent$1,082/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Dubuque.

Income (annual)

Down Payment

$47,327 on $236,634

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,656

P/I26.5%

Afford$250K

Room+$13K

P&I $1,197Tax $310Ins $150

Renting $574/mo cheaper ($1,082 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Dubuque with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Dubuque, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dubuque, IA metro.

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