The median home in Elgin, Iowa is valued at $262,287, up 14.7% year over year.
Home Value$262,287
+14.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Elgin.
$52,457 on $262,287
Stretch — 29.1% of income
Above 28% but manageable with cuts.
PITI$1,819
P/I29.1%
Afford$252K
Gap-$10K
P&I $1,326Tax $343Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
Compare Elgin with other housing markets across Iowa.