City

ELGIN, IA

The median home in Elgin, Iowa is valued at $262,287, up 14.7% year over year.

Home Value$262,287
+14.7%
AFFORDABILITY

Enter your income for Elgin.

$52,457 on $262,287
Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,819
P/I29.1%
Afford$252K
Gap-$10K
P&I $1,326Tax $343Ins $150
6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa

Compare Elgin with other housing markets across Iowa.