Median home value: $262K (+14.7% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$262,287
+14.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Elgin.
$52,457 on $262,287
Stretch — 28% of income
Above 28% but manageable with cuts.
PITI$1,751
P/I28%
Afford$262K
Gap-$0K
P&I $1,258Tax $343Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing