City

ELGIN, IA

Median home value: $262K (+14.7% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$262,287
+14.7%
AFFORDABILITY

Enter your income for Elgin.

$52,457 on $262,287
Stretch — 28% of income

Above 28% but manageable with cuts.

PITI$1,751
P/I28%
Afford$262K
Gap-$0K
P&I $1,258Tax $343Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing