City

ELMA, IA

Median home value: $207K (+3.7% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$207,259
+3.7%
AFFORDABILITY

Enter your income for Elma.

$41,452 on $207,259
Affordable — 22.6% of income

Under the 28% guideline.

PITI$1,415
P/I22.6%
Afford$256K
Room+$49K
P&I $994Tax $271Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Elma Housing Market | CrashWatch