The median home in Emerson, Iowa is valued at $184,736, up 4.2% year over year. Emerson is part of the Omaha-Council Bluffs, NE-IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$184,736

+4.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$36,947 on $184,736

Example: $75,000 household income. Change it above to see your own.

Affordable21.2% of income

Under the 28% guideline.

PITI$1,326

P/I21.2%

Afford$244K

Room+$59K

P&I $934Tax $242Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Emerson with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Omaha-Council Bluffs, NE-IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Omaha-Council Bluffs, NE-IA metro.

View Omaha-Council Bluffs, NE-IA metro

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Emerson, IA