The median home in Fertile, Iowa is valued at $186,796, up 8.5% year over year. Fertile is part of the Mason City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$186,796

+8.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Fertile.

Income (annual)

Down Payment

$37,359 on $186,796

Example: $75,000 household income. Change it above to see your own.

Affordable21.4% of income

Under the 28% guideline.

PITI$1,339

P/I21.4%

Afford$244K

Room+$57K

P&I $945Tax $244Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Fertile with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Mason City, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mason City, IA metro.

View Mason City, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Fertile, IA