City

FOSTORIA, IA

Spencer, IA

The median home in Fostoria, Iowa is valued at $149,193, up 8.5% year over year. Fostoria is part of the Spencer, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$149,193
+8.5%
AFFORDABILITY

Enter your income for Fostoria.

$29,839 on $149,193
Affordable — 17.6% of income

Under the 28% guideline.

PITI$1,100
P/I17.6%
Afford$237K
Room+$88K
P&I $754Tax $195Ins $150
6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Spencer, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spencer, IA metro.

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