The median home in Gilbert, Iowa is valued at $320,864, up 3.4% year over year. Gilbert is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$320,864
+3.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Gilbert.
$64,173 on $320,864
Stretch — 35.1% of income
Above 28% but manageable with cuts.
PITI$2,192
P/I35.1%
Afford$256K
Gap-$65K
P&I $1,622Tax $420Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
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Full Ames, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.
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