The median home in Gilbert, Iowa is valued at $320,864, up 3.4% year over year. Gilbert is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$320,864

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Gilbert.

Income (annual)

Down Payment

$64,173 on $320,864

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,192

P/I35.1%

Afford$256K

Gap-$65K

P&I $1,622Tax $420Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Gilbert with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ames, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.

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Gilbert, IA