The median home in Grafton, Iowa is valued at $167,815, down 0.4% year over year. Grafton is part of the Mason City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$167,815

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for Grafton.

Income (annual)

Down Payment

$33,563 on $167,815

Example: $75,000 household income. Change it above to see your own.

Affordable19.5% of income

Under the 28% guideline.

PITI$1,218

P/I19.5%

Afford$241K

Room+$73K

P&I $849Tax $220Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Grafton with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Mason City, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mason City, IA metro.

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Grafton, IA