City

HOLLAND, IA

Waterloo-Cedar Falls, IA

Median home value: $195K (+4.4% YoY). Part of Waterloo-Cedar Falls, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Waterloo-Cedar Falls, IA metro page.

Home Value$195,201
+4.4%
AFFORDABILITY

Enter your income for Holland.

$39,040 on $195,201
Affordable — 21.5% of income

Under the 28% guideline.

PITI$1,342
P/I21.5%
Afford$255K
Room+$59K
P&I $936Tax $255Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Holland Housing Market | CrashWatch