The median home in Holy Cross, Iowa is valued at $222,495, up 4.3% year over year. Holy Cross is part of the Dubuque, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$222,495

+4.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$44,499 on $222,495

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,566

P/I25.1%

Afford$249K

Room+$26K

P&I $1,125Tax $291Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Holy Cross with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Dubuque, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dubuque, IA metro.

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Holy Cross, IA