The median home in Iowa City, Iowa is valued at $288,989, up 4.6% year over year. Typical monthly rent is $1,295, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Iowa City is part of the Iowa City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$288,989
+4.6%
Rent$1,295/mo
AFFORDABILITYRenting $694/mo cheaper ($1,295 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Iowa City.
$57,798 on $288,989
Stretch — 31.8% of income
Above 28% but manageable with cuts.
PITI$1,989
P/I31.8%
Afford$254K
Gap-$35K
P&I $1,461Tax $378Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Iowa City, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Iowa City, IA metro.
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