The median home in Iowa City, Iowa is valued at $288,989, up 4.6% year over year. Typical monthly rent is $1,295, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Iowa City is part of the Iowa City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$288,989

+4.6%

Rent$1,295/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Iowa City.

Income (annual)

Down Payment

$57,798 on $288,989

Example: $75,000 household income. Change it above to see your own.

Stretch31.8% of income

Above 28% but manageable with cuts.

PITI$1,989

P/I31.8%

Afford$254K

Gap-$35K

P&I $1,461Tax $378Ins $150

Renting $694/mo cheaper ($1,295 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Iowa City with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Iowa City, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Iowa City, IA metro.

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