Median home value: $302K (+2.5% YoY). Part of Waterloo-Cedar Falls, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Waterloo-Cedar Falls, IA metro page.
Home Value$301,905
+2.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Janesville.
$60,381 on $301,905
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,993
P/I31.9%
Afford$265K
Gap-$37K
P&I $1,448Tax $395Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing