The median home in Janesville, Iowa is valued at $301,905, up 2.5% year over year. Janesville is part of the Waterloo-Cedar Falls, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Waterloo-Cedar Falls, IA stress score, crash risk, and 12-month forecast →
Home Value$301,905
+2.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Janesville.
$60,381 on $301,905
Stretch — 33.2% of income
Above 28% but manageable with cuts.
PITI$2,072
P/I33.2%
Afford$255K
Gap-$47K
P&I $1,527Tax $395Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
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Full Waterloo-Cedar Falls, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waterloo-Cedar Falls, IA metro.
View Waterloo-Cedar Falls, IA metro →