The median home in Janesville, Iowa is valued at $301,905, up 2.5% year over year. Janesville is part of the Waterloo-Cedar Falls, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$301,905

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Janesville.

Income (annual)

Down Payment

$60,381 on $301,905

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,072

P/I33.2%

Afford$255K

Gap-$47K

P&I $1,527Tax $395Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Janesville with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Waterloo-Cedar Falls, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waterloo-Cedar Falls, IA metro.

View Waterloo-Cedar Falls, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Janesville, IA