City

LAKE CITY, IA

Carroll, IA

Median home value: $138K (+6.4% YoY). Part of Carroll, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Carroll, IA metro page.

Home Value$138,406
+6.4%
AFFORDABILITY

Enter your income for Lake City.

$27,681 on $138,406
Affordable — 15.9% of income

Under the 28% guideline.

PITI$995
P/I15.9%
Afford$243K
Room+$105K
P&I $664Tax $181Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lake City Housing Market | CrashWatch