The median home in Luzerne, Iowa is valued at $330,013, down 2.7% year over year. Luzerne is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$330,013

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for Luzerne.

Income (annual)

Down Payment

$66,003 on $330,013

Example: $75,000 household income. Change it above to see your own.

Stretch36% of income

Above 28% but manageable with cuts.

PITI$2,250

P/I36%

Afford$257K

Gap-$73K

P&I $1,669Tax $432Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Luzerne with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

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Luzerne, IA