The median home in Madrid, Iowa is valued at $272,739, up 6.7% year over year. Madrid is part of the Ames, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$272,739

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Madrid.

Income (annual)

Down Payment

$54,548 on $272,739

Example: $75,000 household income. Change it above to see your own.

Stretch30.2% of income

Above 28% but manageable with cuts.

PITI$1,886

P/I30.2%

Afford$253K

Gap-$20K

P&I $1,379Tax $357Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Madrid with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ames, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ames, IA metro.

View Ames, IA metro

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Madrid, IA