The median home in Mason City, Iowa is valued at $149,727, up 3.3% year over year. Mason City is part of the Mason City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$149,727

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Mason City.

Income (annual)

Down Payment

$29,945 on $149,727

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,103

P/I17.6%

Afford$238K

Room+$88K

P&I $757Tax $196Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Mason City with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Mason City, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mason City, IA metro.

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