Median home value: $274K (+0.8% YoY). Part of Spirit Lake, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spirit Lake, IA metro page.
Home Value$274,285
+0.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Milford.
$54,857 on $274,285
Stretch — 29.2% of income
Above 28% but manageable with cuts.
PITI$1,824
P/I29.2%
Afford$263K
Gap-$11K
P&I $1,316Tax $359Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing