The median home in Monmouth, Iowa is valued at $259,128, up 3.7% year over year. Monmouth is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$259,128

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Monmouth.

Income (annual)

Down Payment

$51,826 on $259,128

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,799

P/I28.8%

Afford$252K

Gap-$7K

P&I $1,310Tax $339Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Monmouth with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

View Cedar Rapids, IA metro

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Monmouth, IA