The median home in Mount Vernon, Iowa is valued at $331,723, up 2.8% year over year. Mount Vernon is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$331,723

+2.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$66,345 on $331,723

Example: $75,000 household income. Change it above to see your own.

Out of reach36.2% of income

Need $96,900/yr to afford.

PITI$2,261

P/I36.2%

Afford$257K

Gap-$75K

P&I $1,677Tax $434Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Mount Vernon with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

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Mount Vernon, IA