The median home in Nichols, Iowa is valued at $199,757, up 6.0% year over year. Nichols is part of the Muscatine, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$199,757

+6.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$39,951 on $199,757

Example: $75,000 household income. Change it above to see your own.

Affordable22.7% of income

Under the 28% guideline.

PITI$1,421

P/I22.7%

Afford$246K

Room+$46K

P&I $1,010Tax $261Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Nichols with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Muscatine, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Muscatine, IA metro.

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Nichols, IA