The median home in Otho, Iowa is valued at $118,608, down 0.2% year over year. Otho is part of the Fort Dodge, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$118,608

-0.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$23,722 on $118,608

Example: $75,000 household income. Change it above to see your own.

Affordable14.5% of income

Under the 28% guideline.

PITI$905

P/I14.5%

Afford$229K

Room+$111K

P&I $600Tax $155Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Otho with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Fort Dodge, IA analysis

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Otho, IA