City

OTLEY, IA

Pella, IA

Median home value: $343K (+1.9% YoY). Part of Pella, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pella, IA metro page.

Home Value$342,640
+1.9%
AFFORDABILITY

Enter your income for Otley.

$68,528 on $342,640
Stretch — 35.9% of income

Above 28% but manageable with cuts.

PITI$2,242
P/I35.9%
Afford$267K
Gap-$75K
P&I $1,643Tax $448Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Otley Housing Market | CrashWatch