The median home in Otley, Iowa is valued at $342,640, up 1.9% year over year. Otley is part of the Pella, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$342,640

+1.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$68,528 on $342,640

Example: $75,000 household income. Change it above to see your own.

Out of reach37.3% of income

Need $99,900/yr to afford.

PITI$2,331

P/I37.3%

Afford$257K

Gap-$85K

P&I $1,733Tax $448Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Otley with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Pella, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pella, IA metro.

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Otley, IA