The median home in Ottumwa, Iowa is valued at $116,962, down 0.4% year over year. Ottumwa is part of the Ottumwa, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$116,962

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for Ottumwa.

Income (annual)

Down Payment

$23,392 on $116,962

Example: $75,000 household income. Change it above to see your own.

Affordable14.3% of income

Under the 28% guideline.

PITI$894

P/I14.3%

Afford$229K

Room+$112K

P&I $591Tax $153Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Ottumwa with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ottumwa, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottumwa, IA metro.

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