The median home in Oxford, Iowa is valued at $358,749, up 3.3% year over year. Oxford is part of the Iowa City, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$358,749

+3.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$71,750 on $358,749

Example: $75,000 household income. Change it above to see your own.

Out of reach38.9% of income

Need $104,271/yr to afford.

PITI$2,433

P/I38.9%

Afford$258K

Gap-$101K

P&I $1,814Tax $469Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Oxford with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Iowa City, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Iowa City, IA metro.

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Oxford, IA