The median home in Pella, Iowa is valued at $344,516, up 3.1% year over year. Typical monthly rent is $1,168, producing a price-to-rent ratio of 24.6x — well above the national average of 18x. Pella is part of the Pella, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Pella, IA stress score, crash risk, and 12-month forecast →
Home Value$344,516
+3.1%
Rent$1,168/mo
AFFORDABILITYRenting $1,175/mo cheaper ($1,168 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Pella.
$68,903 on $344,516
Out of reach — 37.5% of income
Need $100,414/yr to afford.
PITI$2,343
P/I37.5%
Afford$257K
Gap-$87K
P&I $1,742Tax $451Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
Compare Pella with other housing markets across Iowa.
Full Pella, IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pella, IA metro.
View Pella, IA metro →