The median home in Pella, Iowa is valued at $344,516, up 3.1% year over year. Typical monthly rent is $1,168, producing a price-to-rent ratio of 24.6x — well above the national average of 18x. Pella is part of the Pella, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$344,516

+3.1%

Rent$1,168/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$68,903 on $344,516

Example: $75,000 household income. Change it above to see your own.

Out of reach37.5% of income

Need $100,414/yr to afford.

PITI$2,343

P/I37.5%

Afford$257K

Gap-$87K

P&I $1,742Tax $451Ins $150

Renting $1,175/mo cheaper ($1,168 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Pella with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Pella, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pella, IA metro.

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