The median home in Peru, Iowa is valued at $340,471, up 0.0% year over year. Peru is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$340,471

+0.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Peru.

Income (annual)

Down Payment

$68,094 on $340,471

Example: $75,000 household income. Change it above to see your own.

Out of reach37.1% of income

Need $99,300/yr to afford.

PITI$2,317

P/I37.1%

Afford$257K

Gap-$83K

P&I $1,722Tax $445Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Peru with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Peru, IA