The median home in Polk City, Iowa is valued at $415,228, up 1.2% year over year. Polk City is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$415,228

+1.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$83,046 on $415,228

Example: $75,000 household income. Change it above to see your own.

Out of reach44.7% of income

Need $119,700/yr to afford.

PITI$2,793

P/I44.7%

Afford$260K

Gap-$155K

P&I $2,100Tax $543Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Polk City with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Polk City, IA