Median home value: $318K (+9.0% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$318,223
+9.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Ridgeway.
$63,645 on $318,223
Stretch — 33.5% of income
Above 28% but manageable with cuts.
PITI$2,093
P/I33.5%
Afford$266K
Gap-$52K
P&I $1,526Tax $416Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing