Median home value: $97K (+3.2% YoY). Part of Spencer, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spencer, IA metro page.
Home Value$96,978
+3.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Royal.
$19,396 on $96,978
Affordable — 11.9% of income
Under the 28% guideline.
PITI$742
P/I11.9%
Afford$229K
Room+$132K
P&I $465Tax $127Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing