The median home in Ruthven, Iowa is valued at $172,210, up 8.2% year over year. Ruthven is part of the Spencer, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$172,210

+8.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Ruthven.

Income (annual)

Down Payment

$34,442 on $172,210

Example: $75,000 household income. Change it above to see your own.

Affordable19.9% of income

Under the 28% guideline.

PITI$1,246

P/I19.9%

Afford$242K

Room+$70K

P&I $871Tax $225Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Ruthven with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Spencer, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spencer, IA metro.

View Spencer, IA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Ruthven, IA