Median home value: $172K (+8.2% YoY). Part of Spencer, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spencer, IA metro page.
Home Value$172,210
+8.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Ruthven.
$34,442 on $172,210
Affordable — 19.2% of income
Under the 28% guideline.
PITI$1,201
P/I19.2%
Afford$251K
Room+$79K
P&I $826Tax $225Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing