The median home in Shelby, Iowa is valued at $226,262, up 1.1% year over year. Shelby is part of the Omaha-Council Bluffs, NE-IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Omaha-Council Bluffs, NE-IA stress score, crash risk, and 12-month forecast →
Home Value$226,262
+1.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Shelby.
$45,252 on $226,262
Affordable — 25.4% of income
Under the 28% guideline.
PITI$1,590
P/I25.4%
Afford$249K
Room+$23K
P&I $1,144Tax $296Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Iowa
Compare Shelby with other housing markets across Iowa.
Full Omaha-Council Bluffs, NE-IA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Omaha-Council Bluffs, NE-IA metro.
View Omaha-Council Bluffs, NE-IA metro →