Median home value: $189K (+5.8% YoY). Part of Spencer, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Spencer, IA metro page.

Home Value$189,253

+5.8%

AFFORDABILITY

Enter your income for Spencer.

Income (annual)

Down Payment

$37,851 on $189,253

Affordable — 20.9% of income

Under the 28% guideline.

PITI$1,305

P/I20.9%

Afford$254K

Room+$65K

P&I $908Tax $248Ins $150

6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.

SPENCER, IA