The median home in Sumner, Iowa is valued at $136,376, up 1.4% year over year. Sumner is part of the Waterloo-Cedar Falls, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$136,376

+1.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$27,275 on $136,376

Example: $75,000 household income. Change it above to see your own.

Affordable16.3% of income

Under the 28% guideline.

PITI$1,018

P/I16.3%

Afford$234K

Room+$98K

P&I $690Tax $178Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Sumner with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Waterloo-Cedar Falls, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waterloo-Cedar Falls, IA metro.

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Sumner, IA