The median home in Swan, Iowa is valued at $302,193, up 0.3% year over year. Swan is part of the Pella, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$302,193

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Swan.

Income (annual)

Down Payment

$60,439 on $302,193

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,073

P/I33.2%

Afford$255K

Gap-$47K

P&I $1,528Tax $395Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Swan with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Pella, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pella, IA metro.

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Swan, IA